Insurance and Financing at Denver Smiles
At Denver Smiles, we believe financial clarity is an important part of a positive dental experience. Whether you are looking for a dentist in Lakewood, CO, accepting insurance or want to understand available dental financing options in Lakewood, our team can help you review payment choices and anticipated costs before treatment. Our team provides straightforward financial information so you can better understand your options before moving forward with treatment.
Dental Insurance Support
Denver Smiles works with a range of dental insurance plans. Because dental insurance benefits vary by plan, employer, provider, and policy terms, our team can help you review your available benefits and understand how they may apply to proposed treatment. Coverage, deductibles, annual maximums, waiting periods, and patient responsibility can differ, so we recommend confirming the details of your individual plan.
Dental Insurance Plans We Accept
Denver Smiles accepts or participates with the following dental insurance plans:
Main Dental Insurance Companies
- Aetna
- Alwayscare / Unum
- Ameritas
- Anthem BCBS
- Cigna DPPO
- Delta PPO
- Delta Premier
- GEHA
- Guardian
- Humana
- Lincoln Financial Group
- MetLife
- Principal
- Sun Life / DHA
- United Concordia (UCCI)
- United Healthcare / DBP (UHC)
Network/Umbrella Companies
- Careington Platinum
- Connection
- Dentemax
- Zelis / Maverest / Stratose
Insurance participation and individual plan benefits can vary. Please contact Denver Smiles with your insurance information so our team can help verify current participation and available benefits before treatment.
Planning for Dental Costs
Before treatment begins, our team can review estimated fees, anticipated insurance benefits when available, and potential out-of-pocket dental costs. Because an insurance estimate is not a guarantee of payment, the final amount covered is determined by your insurance plan. We can also discuss available payment and financing options when appropriate.
Affordable Care in Lakewood
For patients seeking affordable dental care in Lakewood, CO, understanding the financial side of treatment can be an important part of planning care. Denver Smiles offers several ways to manage dental expenses, including accepted insurance plans, third-party financing options, an in-office dental plan, and direct payment methods. The options available to you may depend on your insurance coverage, treatment plan, and financing eligibility.
Dental Financing Options
Insurance does not always cover the full cost of dental treatment, and some services may not be covered by a particular plan. Denver Smiles offers third-party dental financing options in Lakewood that may allow eligible patients to divide treatment expenses into payments over time. Financing can also be considered for certain out-of-pocket or cosmetic treatment costs, subject to the financing provider’s terms and approval requirements.
Cherry Dental Financing
Denver Smiles offers Cherry dental financing as a third-party payment option for eligible patients. Cherry may allow approved patients to divide eligible treatment costs into scheduled payments rather than paying the entire amount at once.
Availability of financing, payment amounts, term lengths, rates, and other conditions depend on Cherry’s current terms and individual eligibility. Patients interested in using Cherry can review the available financing terms before deciding whether this payment option is appropriate for their treatment and budget.
CareCredit Financing
Denver Smiles is also a CareCredit dental provider. CareCredit is a third-party healthcare financing option that eligible patients may use for qualifying dental expenses. Depending on the financing terms available and approval, it can provide another way to manage treatment expenses through payments over time.
CareCredit financing is subject to the provider’s eligibility requirements, account terms, and approval. Review the applicable terms before selecting a financing option.
In-Office Dental Plan
Denver Smiles also offers an in-office dental plan for patients without traditional dental insurance. The plan provides another way to manage eligible dental care outside of conventional insurance. Contact our office for current information about plan fees, included services, eligibility, limitations, and other terms.
Out-of-Pocket Payments
For patients paying out-of-pocket dental costs, Denver Smiles accepts cash, checks, and major credit cards. Before proceeding with treatment, our team can review estimated fees and discuss applicable payment or financing options.
Questions About Insurance or Financing?
If you have questions about insurance participation, estimated benefits, Cherry, CareCredit, the in-office dental plan, or other payment options, contact Denver Smiles before your appointment. Have your current insurance information ready so we can review the details of your plan and help you understand the financial options for your care.